Last updated: May 11, 2026
By accessing and using the mild-expertise website (mild-expertise.com) and our services, you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.
You may use our website for lawful purposes only. You agree not to:
If you create an account on our website, you are responsible for:
Our pension advisory services are provided for informational and planning purposes. We provide guidance based on the information you provide and current regulations, but:
Our advisors are qualified and regulated by the Financial Conduct Authority (FCA). However, our services do not constitute legal, tax, or investment advice beyond pension planning.
We reserve the right to:
All content on this website, including text, graphics, logos, images, and software, is the property of mild-expertise or our licensors and is protected by copyright and intellectual property laws.
We grant you a limited, non-exclusive, non-transferable license to access and use the website for personal, non-commercial purposes. You may not:
If you submit content to our website (such as reviews, comments, or testimonials), you grant us a worldwide, royalty-free, perpetual license to use, reproduce, modify, and display that content.
You represent that:
Your use of our website is also governed by our Privacy Policy and GDPR Compliance Statement. By using our website, you consent to our collection and use of information as described in those documents.
We strive to keep our website available at all times, but we do not guarantee uninterrupted access. The website is provided "as is" without warranties of any kind.
While we make reasonable efforts to ensure information accuracy, we do not warrant that:
To the fullest extent permitted by law, mild-expertise shall not be liable for:
Our total liability for any claim shall not exceed the fees you have paid us in the preceding 12 months.
Our website may contain links to third-party websites. We are not responsible for:
Your use of third-party sites is at your own risk and subject to their terms and conditions.
You agree to indemnify and hold harmless mild-expertise, its officers, directors, employees, and agents from any claims, damages, losses, or expenses (including legal fees) arising from:
We reserve the right to terminate or suspend your access to the website immediately, without notice, for any violation of these Terms of Use or for any other reason we deem appropriate.
These Terms of Use are governed by and construed in accordance with the laws of England and Wales.
Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.
Before initiating legal proceedings, we encourage you to contact us to resolve the matter informally.
We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website after changes are posted constitutes acceptance of the modified terms.
We recommend reviewing these terms periodically to stay informed of updates.
If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
These Terms of Use, together with our Privacy Policy and any service agreements, constitute the entire agreement between you and mild-expertise regarding your use of the website and services.
If you have questions about these Terms of Use, please contact us at:
mild-expertise
47 Wellington Street
Bristol BS1 4QA
United Kingdom
Email: [email protected]